HRM Investor Rehabilitation Loan Program

● Graham W. Parham ● October 28, 2015 ● Rehabilitation Programs ● No Comments

Now investors can purchase a distressed property, bank-owned, foreclosure or short sales home and roll the repairs into the mortgage. If you currently own a rental property and it is in need of repairs or a total rehab, then look […]

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The 1% Rule: What You Need To Know

● Graham W. Parham ● October 24, 2015 ● Return on Investment ● No Comments

Investing in real estate can be tricky if you’re not a numbers person (and I’ll be the first to admit that I’m not!) I can think of way better things to do with my time than build and analyze spreadsheets […]

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Be in Charge of your Mortgage Approval

● Graham W. Parham ● October 22, 2015 ● How to Get a Mortgage ● No Comments

I forget where I heard it or who told me, or maybe I read it somewhere, but the message was that I should be the one in charge of my own health care. It wasn’t up to my doctor or […]

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Title Insurance

● Graham W. Parham ● October 11, 2015 ● Title Insurance ● No Comments

What is Title Insurance? Title insurance protects people from losses arising from a real estate purchase. Losses may be caused by things such as unknown liens, defects, or encumbrances on the property that existed before the purchase. Examples include: outstanding […]

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What are my Down Payment Options for a Single Family Property?

● Graham W. Parham ● October 11, 2015 ● Down Payment Requirements ● No Comments

Before you decide on what down payment is best for you first decide on the strategy of why you’re investing in real estate. Buying and holding real estate is subjective to how long you want to hold the property […]

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Getting Started With Investment Properties

● Graham W. Parham ● October 10, 2015 ● Real Estate Investing ● No Comments

Moving forward with a new real estate purchase a second home to live in or rent out can cause many some stress and hesitancy. And who could blame you? Any major investment — whether you are financially secure or […]

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What is TRID? TILA-RESPA-INTEGRATED-DISCLOSURE

● Graham W. Parham ● October 3, 2015 ● Loan Documentation Mortgage Topics TRID ● No Comments

For more than 30 years, Federal law has required lenders to provide two different disclosure forms to consumers applying for a mortgage. The law also has generally required two different forms at or shortly before closing on the loan. Two different Federal agencies […]

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