What is TRID and how will it affect you when getting a Conventional Fannie Mae or Freddie Mac Loan?

What is TRID? TRID, which stands for TILA RESPA Integrated Disclosure, is the culmination of several years of discussions between CFPB and members of the banking and title industries.TRID consolidates the existing disclosures required under TILA and RESPA for closed-end credit […]

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Documents Needed for Loan Applicant

● Graham W. Parham ● October 29, 2014 ● Loan Documentation ● No Comments

ALL BORROWERS: Copies of W-2’s for the last two years. Copies of paycheck stubs for the last 30 days (most current). Copies of checking and saving account statements for last three months (all pages). Copies of quarterly or semi-annual statements […]

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Loan Disclosures

● Graham W. Parham ● November 5, 2013 ● Loan Process ● No Comments

Loan Package Disclosures When moving forward with a mortgage home loan a loan package will be sent to formally start the process. The loan disclosures need to be reviewed, signed, and returned as soon as possible. Without these signed disclosures […]

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Loan Process

● Graham W. Parham ● November 5, 2013 ● Loan Process ● No Comments

Loan Process Overview The following is an overview of the home loan process when purchasing a home. The process begins once the loan details (such as program, rate, costs, etc.) have been finalized and a contract has been executed […]

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Loan Process

What is TRID and how will it affect you when getting a Conventional Fannie Mae or Freddie Mac Loan?

Documents Needed for Loan Applicant

Loan Disclosures

Loan Process

Down-Loan-Free-Ebook

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